Terms of Service

Welcome to Malaysian Investment Advisors. These Terms of Service govern your use of our website, services, content, and applications (collectively referred to as the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Malaysian Investment Advisors. If you do not agree to these Terms, you may not access or use our Services.

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the updated Terms on our website or through other communications. Your continued use of the Services after such modifications will constitute your acknowledgment and agreement to the modified Terms.

3. Financial Information Disclaimer

The information provided through our Services is for general informational purposes only and should not be considered as personalized investment advice or recommendations. Our content and materials are intended to provide general information on the Malaysian investment market and do not take into account your specific objectives, financial situation, or needs.

Before making any investment decisions, we strongly recommend consulting with a qualified financial advisor. Investments carry risks, including the potential loss of principal, and past performance is not indicative of future results.

4. User Accounts

Some features of our Services may require registration and the creation of an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for any activity that occurs under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security.

5. User Conduct

You agree not to use our Services to:

• Violate any applicable laws or regulations
• Infringe on the intellectual property rights of others
• Transmit any material that is defamatory, obscene, or otherwise objectionable
• Interfere with or disrupt the Services or servers or networks connected to the Services
• Attempt to gain unauthorized access to any portion of the Services
• Collect or store personal data about other users without their consent
• Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity

6. Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of Malaysian Investment Advisors or our licensors and are protected by Malaysian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services without our prior written consent.

7. Third-Party Links and Content

Our Services may contain links to third-party websites or services that are not owned or controlled by Malaysian Investment Advisors. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Malaysian Investment Advisors shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Malaysian Investment Advisors and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Services
• Any conduct or content of any third party on the Services
• Any content obtained from the Services
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability to you for all claims exceed the amount you have paid to us for the Services in the past twelve months.

9. Indemnification

You agree to defend, indemnify, and hold harmless Malaysian Investment Advisors and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:

• Your use of and access to the Services
• Your violation of any term of these Terms
• Your violation of any third-party right, including without limitation any copyright, property, or privacy right
• Any claim that your content caused damage to a third party

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Kuala Lumpur, Malaysia for the resolution of any disputes arising out of or relating to these Terms or our Services.

11. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Malaysian Investment Advisors regarding your use of the Services and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning the subject matter of these Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Malaysian Investment Advisors
Menara Investment, Level 15
Jalan Sultan Ismail, 50250 Kuala Lumpur
Email: [email protected]
Phone: +60 3-2345 6789